General Liability Insurance

Liability Insurance is essential for most companies since it protects the assets of a business in case it is sued for causing a bodily injury or property damage to a third party. There are cases when businesses are faced with devastating claims for medical expenses, the cost of defending lawsuits, and judgments required during an appeal procedure.

Liability Insurance will pay on your behalf for damages up to your policy limits, legal defense in addition to your policy limits, and some supplementary payments, such as investigation expenses.

If you would like to see if you have a viable case, just call us to discuss it further. There is no cost or obligation for this initial consultation.

The amount of liability coverage a business needs depends on such factors as risks associated with the type of business and the state where the business operates. For example, manufacturers of medicine and manufacturers of soft toys would have different general liability insurance levels.

Also, if your state is known to have awarded high damage amounts to plaintiffs, your business needs higher liability coverage limits.

Liability Insurance coverage will pay the insured party for pain and suffering; the cost of care; the loss of services; and restitution for any death that results from the injury. In case of property damage, liability coverage will compensate the property owner for the physical damage to the property or the loss of use of that property.

With regard to General Liability, our law firm has experience representing insurance companies and other businesses directly in matters involving coverage disputes, claims of bad faith and breach of contract. We also represent business clients that are self-insured.

We are hired by insurance companies to defend their insureds in court against all types of insurance casualty claims and personal injury claims.

A valid concern of every client is the extent of legal fees and costs incurred. Cost savings are achieved by our law firm in a number of ways.

First, we only take cases within a 2 hour drive from our office - minimizing travel time and expenses. We have a good rapport with the local courts.

Secondly, we are aware of the need to deliver our legal services in a prompt and efficient manner, coupled with considerable emphasis on being results oriented.

Using today's technology, our attorneys enjoy the intellectual property and broad-based experience of a very large professional staff.

In the past, we have used alternative fee arrangements in order to provide our clients with the highest level of service in the most cost-efficient and predictable manner possible.

I hope this has been helpful, but if you wish to ask a question about General Liability Insurance, click here.

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